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| How to Finance The Repair of your Car |
AUTO MAINTENANCE: COST REPAIRS
All drivers fear the garage owner's estimate for major repairs to their vehicle. Labor and automotive parts are becoming increasingly costly: according to the Icare index, the average hourly labor cost (TTC) exceeded 77 € in 2015, against less than 66 € in 2017.
To avoid unpleasant surprises, it is advisable to regularly maintain your vehicle. But nobody is immune to a technical problem. The distribution kit, the clutch or the bodywork are among the most expensive repairs to be carried out. As the vehicle ages, the number of parts to be changed increases.
THE AUTO CREDIT TO FINANCE THE REPAIR OF ITS CAR
No car, no moving! Being deprived of your vehicle can have unpleasant consequences on a daily basis on:
• commuting;
Finance repairs on your vehicle
To optimize the performance of his car to the best of his ability, it is not worth a regular and meticulous maintenance. Revising your machine periodically makes it possible to prevent incidents on the one hand, but above all to avoid wear on the mechanics. Moreover, certain points of the technical inspection are made compulsory, by the public authorities but also by the manufacturer. To keep a vehicle in good condition and for a long time, follow the guide.
For older models, the operation can be costly, but allows to keep a gear without risk and better rated. New cars are better protected, due in part to the qualitative improvement observed among manufacturers. The duration of the contractual guarantees has even been increased to wait for 5, sometimes 7 years of coverage, against two years for the compulsory legal guarantee.
For all that, no one is safe from an unexpected and it is better to ensure in the long term the good condition of his car.
How to properly maintain your vehicle?
For the safety of all road users, the maintenance of a vehicle is governed by the law or the contractual warranty contract concluded with the manufacturer. Note that the latter will often require repairs and maintenance to be carried out in its network, otherwise its guarantee will be canceled. Review your contract in case of doubt.
The authorities, for their part, make it mandatory to pass the technical inspection within six months of the fourth anniversary of the car. It must subsequently be repeated every two years. Be aware that if you find yourself in default on this point, you risk the immobilisation of the machine, in addition to a fine of 135 €.
As regards the usual checks, several points must be checked on a monthly basis: fluid levels and conditions (brake, oil, cooling, washer), wear and tear (tire and tire pressure). Wipers, light bulbs and warnings). Keeping your maintenance book, provided by the manufacturer and adapted to your model, allows you to know where you are with your revisions.
Every 10,000 km or at least once a year
- Changing engine oil
- Wear level of discs, fluid and brake pads
- Changing spark plugs
- Changing the wiper blades
- Changing the passenger compartment filter
- Check for leakage
- Electronic diagnostics
- Every 30,000 km or every two years
- Draining the coolant
- Draining the brake fluid
- Wear level of the timing belt
- Changing the oil filter
- Changing air conditioning gas
- Shock Absorber Control
- Control of cooling hoses
- Fuel System Control
Finally, annual car maintenance is recommended for optimum safety. Nothing, however, requires you to call a professional if you have the right tools and a good knowledge of the technical characteristics of your model.
Financing repairs
If you need cash to finance the repairs and maintenance of your vehicle, you can, with Cofinoga, simulate your credit online to get an idea of the monthly installments due to the length of the credit you choose. You can also call on an advisor whenever you want. You will get for your loan a quick first quick answer and an effective processing of your file.
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